The DTM SOLUTIONS include all the components needed to:
- Securely sign a document (Sign it!)
- Automate and control the business transaction (Share it!)
- Archive the signed document (Store it!).
Namirial is a Trust Service Provider, focused on addressing the fast growing market of Digital Transaction Management (DTM), which includes legally compliant electronic signatures, managing and tracking documents flows, conducting secure transactions and ensuring secure storage of data.
Namirial is uniquely positioned as a leading provider in the Trust Service market thanks to the breadth and depth of its products and services portfolio, architected around a single, holistic platform that can seamlessly supportall uses cases, types of signature and user experiences and can be deployed according to customer need.
Thanks to the execution of a clear M&A strategy and to internal product and service development, Namirial can provide an omni-channel DTM solution that includes all the components of the DTM Value Chain, whether in cloud, on-premise or a hybrid of both.
A DTM solution has to include all the components needed to securely sign a document (SIGN IT!), to automate and control the business transaction (SHARE IT!) and to archive the signed document (STORE IT!).
The DTM SOLUTIONS include all the components needed to:
Some use cases, industries and countries demand certificate-based personal digital signatures. In those cases, the highest legal value of a signature – which is deemed to be equivalent to a wet ink on paper signature – can only be realized by using certificated based signatures. This generally applies to the so-called Qualified Electronic Signatures (QES) used in the European Union under the eIDAS Regulation
A QES Remote Signature is essential in several scenarios, especially in cases where the document recipients need to sign remotely without the need to use USB-sticks or Smart Cards with local certificates.
To execute a Remote Signature a user needs to input a PIN and a One Time Password (OTP) to access his Digital Certificate stored on a tamperproof Hardware Security Module (HSM).
Namirial provides Qualified Certificates, Clients, Apps, SDKs and Platforms for Remote Electronic Signature that ensure proper process execution, maximizes automation of all steps, and only raise alerts and reminders if something goes wrong.
In addition to the Digital Transaction Management and Remote Electronic Signing Trust Platforms, the following Namirial products allow the binding of a Remote Electronic Signature
OTPs can be received with an SMS or generated with a Special Device (Token OTP) or with Namirial Virtual OTP on iOS and Android
Automatic signature is a special type of Qualified Electronic Signature that makes it possible to automatically execute a signature on a large number of documents from a customer application (e.g.: e-invoice signature, company contract acceptance, etc.).
Automatic Signature is supported by the Namirial Remote Electronic Signing Trust Platform.
Namirial can issue Qualified Electronic Certificates stored on a Smart Card, a USB stick or a MicroSD card. Moreover, it can provide Clients, SDKs and Platforms to apply an electronic signature not only with its own digital certificates but also in cases in which the signer already has a Local Certificate released by another Certification Authority or Trust Service Provider.
In addition to the Digital Transaction Management Trust Platform, the following Namirial products allow the execution of a Qualified Signature with a local certificate
Capturing a handwritten signature is the best choice for getting documents signed when meeting clients face-to-face, either on your premises or on the go. In this scenario, you can present the client with the document on your own device (e.g., on a point-of-sale computer or a tablet) and the client can sign using whatever device you provide.
A forensically identifiable signature is much more than merely a digitized image of a handwritten signature. It requires recording the handwritten signature of a person using all available parameters, such as acceleration and speed—i.e. the writing rhythm. These dynamic parameters are unique to every individual and cannot be reproduced by a forger. That’s why the digitized signature is forensically identifiable (and far more reliable than with the signed image alone).
When someone claims, not to have signed a document, a forensic expert can perform a thorough manual signature verification, using specialized software to achieve an admissible result in the same way as the expert would with a signature on paper. Thus, the biometric signature fulfills the eIDAS Advanced Electronic Signature standard and has been widely adopted as the de-facto industry standard wherever it is applicable.
In addition to the Digital Transaction Management Trust Platform and the Biometric Authentication Trust Platform, the following Namirial products support Handwritten Biometric Signature.
Namirial is a Qualified Trust Service Provider that can issue Qualified Time Stamps According to eIDAS Regulation (EU) 910/2014. An ‘electronic time stamp’ means data in electronic form which binds other data in electronic form to a particular time, establishing evidence that the latter data existed at that time. Such a service is useful for archiving and for completing digitally signed electronic documents, especially documents which require such attributes to attain legal validity.
In addition to the Digital Transaction Management and Remote Electronic Signing Trust Platforms, the following Namirial products allow the apposition of a Qualified Time Stamp:
* FirmaCerta Client on Windows and MAC OS
* FirmaCerta App on iOS and Android
* FirmaCerta SDK on Windows and Android
Time Stamping Services can also be accessed through the standard RFC 3161 interface.
Electronic Registered Delivery is a service that makes it possible to transmit data between third parties by electronic means and provides evidence relating to the handling of the transmitted data, including proof of sending and receiving the data, and that protects transmitted data against the risk of loss, theft, damage or any unauthorized alterations.
According to the Italian Supervisory Body (AgID), the Italian PEC (Posta Elettronica Certificata – Registered E-mail) fulfills all the requirements of an Electronic Registered Delivery Service, but only part of the requirements of a qualified electronic delivery service.
Digital Transaction Management (DTM) is a fast growing market which includes legally compliant electronic signatures, managing and tracking the flow of documents, conducting secure transactions and ensuring secure storage of data.
Namirial is uniquely positioned as a leading provider in the DTM market thanks to the breadth and depth of its products and services portfolio, architected around a single, holistic platform that can seamlessly support all uses cases, types of signature and user experiences and can be deployed as desired by the customer (on-premises, in cloud or hybrid).
Namirial eSignAnyWhere (eSAW) DTM platform is the only platform in the market able to support all types of e-signatures. In addition to electronic signatures affixed with a Click-to-sign, Draw-to-sign and Type-to-sign mechanism, eSAW allows also eIDAS compliant Advanced Electronic Signatures with Handwritten Biometrics, and eIDAS compliant Qualified Electronic Signatures with Remote and Local certificates.
Namirial’s Biometric Authentication platform provides a signature verification that authenticates a signature against a pre-enrolled signature profile database in real time. This allows you to not only secure the execution of certain transactions, but also to provide a ready-to-use audit trail in case of a dispute, thus placing the burden of proof immediately on the signer.
Through integration with Namirial Remote Electronic Signing Trust Platform, a Qualified electronic certificate can be issued during the enrollment phase and a Qualified Electronic Signature can be executed upon signature verification against existing biometric profiles.
Namirial customers are currently handling more than 5 million biometric user profiles using Namirial Biometric platforms.
Remote Electronic Signing Trust Platform is based on digital certificates with keys stored in eIDAS compliant Hardware Security Modules.
With Remote Electronic Signing, the same architecture can be used to provide different level of signature strength and several OTP mechanisms are supported for two-factors authentication, including Biometric Authentication systems.
Namirial Remote Electronic Signing Platform is currently serving an average more than 100.000 signature requests per day with peaks exceeding one million per day. The solution can scale to process tens of millions of transactions per day, by supporting multiple HSMs, including customer dedicated HSMs.
Activating a Qualified Certificate requires face-to-face identification performed by a Registration Authority Operator. This is of utmost importance because the Qualified Certificate is the electronic equivalent of an ID document and it identifies and qualifies an individual or an entity in a digital way.
Namirial’s Video Security Identity (ViSI) Platform allows remote web identification where a user interacts with a Remote Operator in order to perform the identification procedures needed to release an eIDAS compliant Qualified Certificate. The ViSI platform provides security procedures approved by the National Supervisory Body to mitigate the risk of frauds and identity theft.
The User can be identified electronically using ViSI from any PC equipped with a webcam (no client installation required) or through the use of the ViSI app for iOS.
Once the identification process is complete, the Operator starts the enrollment to release a Qualified Certificate to the identified User.
Namirial provides an Electronic Invoicing platform that is currently used by more than 80.000 companies to send electronic invoices to Central and Local Government entities in Italy. The platform, based on XML formats and on the Peppol standard, can also be used for B2B electronic Invoicing.
Electronic Invoicing can be used by both medium and large enterprises through the use of existing connectors to integrate the platform with their ERP system and by small companies either by integrating the platform with their bookkeeping systems or through uploading XML formatted invoices.
The Electronic Invoicing Trust Platform integrates with some of the Namirial trust Services, such as Remote Signature, Time Stamping, Electronic Registered Delivery and Long Term Archiving according to local regulations.
Namirial SolutionDoc is an Enterprise Content Management platform, which can be deployed on-premise or in the cloud and includes:
The product integrates all Namirial Trust Services, including Local and Remote Signature, Handwritten Biometric Signature, Automatic Signature, Time Stamping, Electronic Registered Delivery, Long Term Archiving and Secure Storage
The product allows the definition of document retention policies for Long Term Archiving and supports a powerful (patent pending) semantic full search.